Rolla, St. James and Phelps County real estate and homes for sale in Missouri - The Sue Arnold Team, REALTORS® The Sue Arnold Team REALTORS(r) for Rolla, St. James and Phelps County, Missouri real estate - NUMBER1EXPERTS™ The Sue Arnold Team NUMBER1EXPERTS(tm) for Rolla, St. James and Phelps County, Missouri real estate
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The Sue Arnold Team, REALTORŪ, real estate agents and broker for Rolla, St. James and Phelps County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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About The Sue Arnold Team?: Rolla, St. James and Phelps County Missouri home buying, real estate listings, and homes for sale in Phelps County, MO
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Meet The Sue Arnold Team 

Sue Arnold has been a REALTOR since 1970. Her commitment to providing the highest customer service has earned her the reputation for the most professional agent in the area. Persistence, market knowledge, devotion to her clients' needs, high ethical standards, and her love of the real estate profession are all keys to Sue's success. 

Sue and her team are known as one of the most creative and caring real estate teams in the Rolla area. They are both friendly and approachable, exuding a neighborly quality that welcomes buyers and sellers. Their goal is to make you their "client for life". 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?

A 
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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The Sue Arnold Team, REALTORŪ, real estate agents and broker for Rolla, St. James and Phelps County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sue Arnold Team
Arnold REALTORS, LLC.

1311 Forum Drive
Rolla, MO. 65401
Phone: 573-364-0383
Mobile: 573-465-3972
Toll Free: 1-800-276-8530
Fax: 573-364-0880
Email: suearnold@NUMBER1EXPERT.com

Sue Arnold has been a REALTOR since 1970. Her commitment to providing the highest customer service has earned her the reputation for the most professional agent in the area. Persistence, market knowledge, devotion to her clients' needs, high ethical standards, and her love of the real estate profession are all keys to Sue's success. Sue and her team are known as one of the most creative and caring real estate teams in the Rolla area. They are both friendly and approachable, exuding a neighborly quality that welcomes buyers and sellers. Their goal is to make you their "client for life".


Arnold REALTORS, LLC. Real Estate real estate and homes for sale in Rolla, St. James and Phelps County Missouri

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