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Latest Listings: Rolla, St. James and Phelps County Missouri home buying, real estate listings, and homes for sale in Phelps County, MO

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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	What does the abbreviation PITI stand for?
A	Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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The Sue Arnold Team, REALTORŽ, real estate agents and broker for Rolla, St. James and Phelps County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sue Arnold Team
Arnold REALTORS, LLC.
1311 Forum Drive
Rolla, MO. 65401
Phone: 573-364-0383
Mobile: 573-465-3972
Toll Free: 1-800-276-8530
Fax: 573-364-0880
Email: suearnold@NUMBER1EXPERT.com
Sue Arnold has been a REALTOR since 1970. Her commitment to providing the highest customer service has earned her the reputation for the most professional agent in the area. Persistence, market knowledge, devotion to her clients' needs, high ethical standards, and her love of the real estate profession are all keys to Sue's success. Sue and her team are known as one of the most creative and caring real estate teams in the Rolla area. They are both friendly and approachable, exuding a neighborly quality that welcomes buyers and sellers. Their goal is to make you their "client for life".

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